Bramhall Solicitors are members of the Conveyancing Quality Scheme which provides a recognised quality standard for residential conveyancing practices. Our membership of the CQS scheme demonstrates compliance with a high standard of technical expertise and client service and is your best possible assurance that you will receive through Bramhall Solicitors a first class and highly proficient conveyancing service.
Once you have instructed us we will ask you for a variety of details and documents. These could include:-
- Some personal identification;
- The price of the property;
- Any factors that may influence the exact time you want to buy the property (for example, to coincide with school holidays);
- How you are planning to pay for the property.
We will also need to know whether:-
- You have applied for a mortgage;
- You plan to carry out work on the property;
- You are buying with someone else;
- You have a property to sell.
We will make various searches, including enquiries with the local authority. These can help to reveal any adverse matters affecting the property such as road improvements and local land charges. If any of our searches show matters of concern, we will let you know.
If the property is leasehold (particularly common when buying a flat), there will be detailed lease terms and conditions. We will need to check these carefully and will also make enquiries with the seller’s solicitor of the managing agents of the property about what service charges and management costs you will have to pay.
If you are applying for a mortgage, your mortgage lender will need an independent valuation of the property. Usually they will appoint their own surveyor to do this, but you will have to pay for it. Remember that this is a valuation and not a survey. You should consider appointing your own surveyor (possibly the same person as the valuer) to carry out a survey on the property as it is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey reveals that building work is needed, you should tell us as this may allow you to renegotiate the price.
This is the crucial moment in the conveyancing process when the agreement between buyer and seller becomes binding. Where you are buying and selling it will be our responsibility to ensure that you exchange contracts on both your purchase and sale at the same time. If you want to withdraw from buying the property after this stage, you may have to pay financial penalties.
This is the final stage in the conveyancing process. Where you are buying we will arrange to transfer the purchase monies to the seller’s solicitors. When we have done that the keys will be released to you. We will pay the Stamp Duty and Land Registry fees for you and register your ownership of the property at the Land Registry.
If you are selling we will ensure that any mortgage is cleared out of the monies received from your buyer, and pay the balance over to you; or, if you are buying a new property, utilise the monies received from your buyer on the purchase and account to you with any balance.
How can we help you?
Bramhall Solicitors can help you by providing you with a high quality legal service.
Our starting point is that our clients need looking after. Legal matters can be stressful – so, whether you are moving house, dealing with bereavement, trying to work out what you should do in your Will or facing family issues, we will make it our priority to provide you with all the legal support and advice you need.